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The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.

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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.

If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. How to get payday loans online.

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Your lender will not only want to see your pay stubs, but may also call your employer to verify that you are still employed and to check your salary. If you have recently changed jobs, a lender may want to contact your previous employer. Self- employed borrowers will need to provide significant additional paperwork concerning their business and income. Other Documentation. Your lender will need to copy your driver's license or state ID card and will need your Social Security number and your signature allowing the lender to pull your credit report.

Who is a Conventional Loan Suitable For.

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