REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189. 12, with a total payback amount of 2,269.
44 which including the 3 fee paid from the loan amount, would have a total cost of 329. Representative 29. 82 APR. If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131.
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At this point, you can either accept the offer and get money now or reject it. You usually have about 30 days to payback bad credit payday loans but discuss this with your lender. Which States Allow Payday Loans. Some states allow cheap payday loans while others do not. Below is a map of the United States which displays each states' stance on short-term lending. Landmark Cash does its best to keep the information below accurate, but please perform your due diligence.