However, since this type of debt comes with very steep interest rates, it's best to limit payday loans to occasional use. If you find yourself turning to payday loans every month, it may be a good idea to seek professional credit counseling.

What is a fax-less payday loan. A fax-less payday loan is one that is completed online. When payday loans first came on the scene, borrowers were required to submit the necessary paperwork either by standing in line at a loan store or by submitting these documents via fax. With a fax-less payday loan, you simply complete an online form to find out if you've been approved for a loan.

If your loan application is successful, the money you've borrowed is automatically deposited into your bank account.

How does a payday loan work. With a payday loan, a borrower gets a small loan that becomes due within 7 ny times merchant cash advance 35 days. First-time applicants can typically borrow 200-600.

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