You are under no obligation to apply for credit or accept the terms of any loan and you will not be charged any fees unless you accept and sign a loan or credit plan on the terms set forth in the Agreement. The rates and terms will vary by individual and by state for each loan or cash advance and may NOT be available in some states. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by the Companies affiliated with this website.
You may be required to submit additional documentation. We may verify applicant information via national databases including, but not limited to, Tele-Track, Factor Trust, Mircobilt and CL Verify as part of our credit transaction approval process. If you have defaulted on past transactions, you may be declined for a cash advance from this lender.
Interest, post maturity interest, NSF fees, and late fees may result from non-payment. Your financial institution may also charge you additional fees for insufficient funds.
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A: Short answer: As soon as our payment shows in your on-line banking, send us another screen capture of your web banking. It's that quick.
See ReloansBelow. A: To qualify with us, you need to be employed (not self-employed) at a job that is local to you, and you must be paid regularly. You must be paid by Direct Deposit or cheque. You will need to provide proof of your income by submitting screen captures of your web-banking using our MyCanadaPayday application.
We require a complete 60 days of banking history. Occasionally, we will also require a fax of a void cheque, recent paystubs, a recent utility bill or other proof of address, or a bank stamped direct deposit authorization form. Once we have the information we need, we evaluate each loan application individually.
You will be informed by e-mail whether you qualify, usually on the same day as your application.